Chase

HOW IT WORKS

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• 0% Intro APR.
  Length of your introductory period will be either 12 billing cycles from account opening for purchases or 3 billing cycles from account opening for purchases depending on our review of your application and credit history. APR is valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.
• Unlimited Earnings. Earn 1 Point for Each $1 Spent.
  You will earn 1 point for each $1 of net purchases. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. See Rewards Program Rules and Regulations which will be mailed after your account is established.
• Earn up to 10 Additional Bonus Points per $1 Spent when you shop online through Chase Rewards Plus.
  To use Chase Rewards Plus^SM ("CRP"), you must enroll your account in Chase Online and shop through the links provided. Merchants mentioned or depicted in conjunction with CRP are neither sponsors of or affiliated with the CRP program and are not responsible for any aspect of the program including reward fulfillment. Participating merchants and offers are subject to change without notice. Complete CRP details will be provided online prior to shopping. All marks used with permission of their respective owners.
• Secure Shopping.
  U.S.-issued cards only. Zero Liability policy does not apply to ATM transactions or to PIN transactions not processed by MasterCard.
• Get a $50 Gift Card After your First Purchase.
  You will receive 5,000 bonus points with this bonus offer, which can be redeemed for a $50 gift card. You will qualify and receive your bonus after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Existing cardmembers/accounts are not eligible for this bonus offer.
• Earn 3x Points with New Bonus Offers Throughout the Year.
  You will be eligible for quarterly bonus rewards offers as long as (i) your account is not in default under, and/or you have not violated, the terms of your Cardmember Agreement and Rewards Program Rules and Regulations, and (ii) your statements are sent to a U.S. address.
• Add an Authorized User.
  Additional cards and all cardmember communications will be mailed to the primary cardmember, who is responsible for all charges made by the authorized users. Reference to the account may appear on the authorized users' credit reports.